If Moms Were Paid for All They Do, It Would Be $145K a Year, Study Finds

Mother's Day occurs just once annually, yet the efforts mothers put forth continue daily without pause throughout the entire year. To grasp the monetary value of their contributions in economic terms, consider this: Many typical U.S. families likely couldn't cover such costs financially.

Over the last year, if mothers in the U.S. were compensated for their work, they would have made salary The estimated value was $145,235, as per the Mother’s Day Index of 2025 released by Insure.com. This marked a 4% increase compared to the prior year.

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To provide some context for the salary amount, keep in mind that the median annual income for full-time wage and salary workers in the country is $62,088 per year, as reported by the most recent statistics from the U.S. Bureau of Labor Statistics.

Let's take a closer look at some of the many roles mothers play and the estimated wages for each job they perform.

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Every Job That Mothers Undertake

To arrive at its salary figure Insure.com examined the average earnings across various professions typically held by mothers—and they cover quite a range. This compilation encompasses domestic duties including preparing food, tidying up the home, and handling laundry tasks. Additionally, it involves assisting roles such as driving, eldercare, medical assistance, financial management, guidance provision, and aiding with academic assignments.

Insure.com analyzed the mean salaries for all these positions Additionally, they determined the number of weekly hours moms dedicate to each role. The researchers subsequently assigned a monetary value representing what an average mother might earn annually for performing these responsibilities.

Below is an overview of some of the responsibilities that consume much of a mother's time.

• Child care provider (40 hours weekly): $33,134 a year
• Community and Social Services Specialist (40 Hours) $13,469
• Elementary school teacher (20 hours): $24,156
• Cook (14 hours): $12,478
• Maid/housekeeping (10 hours): $9,043

Those five roles alone add up to annual wages of $92,280 a year. Insure.com also listed 14 other job categories that ranged from judge/magistrate to hairdresser/cosmetologist.

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Motherly Roles Are Tough to Substitute

In its research, Insure.com cited a study from the Gender Equality Policy Institute which revealed that in families where both parents work full-time jobs, mothers handle 1.6 times more child care and domestic tasks than fathers.

Working as an at-home mother typically places them in the role of Chief Operating Officer within their families, overseeing child care, handling household management tasks, organizing transport, and much more," explained Melissa Cox, a certified financial advisor and founder of Future-Focused Wealth, during an interview with Insure.com. "Should anything happen to this individual, hiring someone else to take over these responsibilities might cost the family upwards of tens of thousands annually.

Although Most mothers participate in the paid workforce. In various capacities, numerous individuals continue to work solely from their homes. According to the 2024 State of Motherhood report by Motherly, nearly one out of every five American mothers describes herself as a stay-at-home parent, amounting to 18%.

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Sources

• Insure.com, “ The Mother's Day Index for 2025 shows that mom's estimated yearly salary has increased by 4%, totaling over $145,000. .”
• U.S. Bureau of Labor Statistics, " USUAL WEEKLY EARNINGS OF WAGE AND SALARY WORKERS FIRST QUARTER 2025 .”
• The Gender Equity Policy Institute, " The Free-Time Gender Gap .”
• Motherly, “ Motherhood 2024 Survey Report .”

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